Lessors Risk policies provide coverage for property owners who lease space to tenants. Whether you rent out a single retail storefront or manage an entire office complex, this policy covers:

• Building Damage (from fire, vandalism, weather, and more)
• Liability if someone is injured on your property
• Loss of Rental Income after a covered claim

Lessors Risk coverage is ideal for property owners who lease space to:

• Retail Businesses
• Restaurants & Cafes
• Medical Offices
• Warehouses
• Strip Malls
• Office Suites
• Mixed-Use Buildings

If your tenants have customer traffic, employees, or operations on-site, you're exposed to potential liability exposure—this coverage helps limit that risk.

• Property Insurance – Covers the structure, signage, fixtures, and permanently installed equipment.
• General Liability – Protects you from claims of bodily injury or property damage.
• Loss of Rental Income – Helps you recover income while repairs are made after a covered loss.
• Optional Coverages: Equipment Breakdown, Ordinance & Law, Flood, Earthquake